Personalized Micro Account Platform.

Private | structured | non-bank | non-casual

Not every transaction needs a full account. Micro accounts give you lightweight, controlled spaces for managing money around moments, not institutions.

The accounts before the account.

Whether it’s splitting rent, funding a group trip, or setting aside payouts. Paccian lets you create focused, time-bound accounts for whatever’s next. Structure it your way and close when you’re done.

Unique and yours

Start with a template: a pre-set money flow you can customize.

Simple pricing

Pay monthly to access unlimited account creation. No fees or hidden costs.

Grows with you

From one-time deposits to ongoing projects, accounts adjust to your needs

Built on familiarity

Templates come with built-in logic, powered by tools you already use.

How Does a Micro Account Work?

Pick a flow, invite your people, and start adding funds

1

Pick a template

Start with pre-built rules, timelines, and logic.
Launch a structure that fits your use case.

2

Add your team

Add collaborators and assign clear roles.
Everyone sees only what they need.

3

Use trusted tools

Connect with platforms like PayPal, Cash App, or Wise.
Paccian works behind the scenes to keep it smooth.

4

Add Funds

Deposit capital from a linked card.
No personal bank account routing is required.

5

Stay Flexible

Update rules, swap members, or delete a flow.
You stay in control from start to finish.

6

Send Funds Out

Transfer your balance to a linked card.
You choose when and where it lands.

Still Have Questions?

Everything you need to know about Paccian

How do I start a new micro account?
What makes Paccian different from payment apps?
Is there a long-term commitment?
Is this a bank or connected to one?
How do integrations work?
Who is this for?

2025 | Paccian | Coming Soon

Personalized Micro Account Platform.

Private | structured | non-bank | non-casual

Not every transaction needs a full account. Micro accounts give you lightweight, controlled spaces for managing money around moments, not institutions.

The accounts before the account.

Whether it’s splitting rent, funding a group trip, or setting aside payouts. Paccian lets you create focused, time-bound accounts for whatever’s next. Structure it your way and close when you’re done.

Unique and yours

Start with a template: a pre-set money flow you can customize.

Simple pricing

Pay monthly to access unlimited account creation. No fees or hidden costs.

Grows with you

From one-time deposits to ongoing projects, accounts adjust to your needs

Built on familiarity

Templates come with built-in logic, powered by tools you already use.

How Does a Micro Account Work?

Pick a flow, invite your people, and start adding funds

1

Pick a template

Start with pre-built rules, timelines, and logic.
Launch a structure that fits your use case.

2

Add your team

Add collaborators and assign clear roles.
Everyone sees only what they need.

3

Use trusted tools

Connect with platforms like PayPal, Cash App, or Wise.
Paccian works behind the scenes to keep it smooth.

4

Add Funds

Deposit capital from a linked card.
No personal bank account routing is required.

5

Stay Flexible

Update rules, swap members, or delete a flow.
You stay in control from start to finish.

6

Send Funds Out

Transfer your balance to a linked card.
You choose when and where it lands.

Still Have Questions?

Everything you need to know about Paccian

How do I start a new micro account?
What makes Paccian different from payment apps?
Is there a long-term commitment?
Is this a bank or connected to one?
How do integrations work?
Who is this for?

2025 | Paccian | Coming Soon

Personalized Micro Account Platform.

Private | structured | non-bank | non-casual

Not every transaction needs a full account. Micro accounts give you lightweight, controlled spaces for managing money around moments, not institutions.

The accounts before the account.

Whether it’s splitting rent, funding a group trip, or setting aside payouts. Paccian lets you create focused, time-bound accounts for whatever’s next. Structure it your way and close when you’re done.

Unique and yours

Start with a template: a pre-set money flow you can customize.

Simple pricing

Pay monthly to access unlimited account creation. No fees or hidden costs.

Grows with you

From one-time deposits to ongoing projects, accounts adjust to your needs

Built on familiarity

Templates come with built-in logic, powered by tools you already use.

How Does a Micro Account Work?

Pick a flow, invite your people, and start adding funds

1

Pick a template

Start with pre-built rules, timelines, and logic.
Launch a structure that fits your use case.

2

Add your team

Add collaborators and assign clear roles.
Everyone sees only what they need.

3

Use trusted tools

Connect with platforms like PayPal, Cash App, or Wise.
Paccian works behind the scenes to keep it smooth.

4

Add Funds

Deposit capital from a linked card.
No personal bank account routing is required.

5

Stay Flexible

Update rules, swap members, or delete a flow.
You stay in control from start to finish.

6

Send Funds Out

Transfer your balance to a linked card.
You choose when and where it lands.

Still Have Questions?

Everything you need to know about Paccian

How do I start a new micro account?
What makes Paccian different from payment apps?
Is there a long-term commitment?
Is this a bank or connected to one?
How do integrations work?
Who is this for?

2025 | Paccian | Coming Soon